First Time Home Buyer
Find Your Home
Do you know how the mortgage loan process works? I want you to be educated on the process so you fully understand step by step how we are going to get you in the home of your dreams. I have a unique tool built specifically to help you understand the mortgage loan process from start to finish!
Determine a Budget
When determining your budget, it’s a great idea to talk to a lender, such as the Zack Seidman Team. The price of a house isn’t the only expense you’ll have. Some other expenses include taxes, appraisals, closing fees, home insurance, etc. Also, sticking to your budget is important, just because you may be approved for a $500,000 loan but it doesn’t mean you should go higher than your budget.
Find out what loans and programs are available
Also, there are assistance programs that first-time homeowners can take advantage of in California. The program helps people get government-insured, fixed-rate loans while having the option to roll down payments into the loan. Other programs focus on assisting home-buyers with down payments for those who may not have the resources to put down such a big payment.
Find an Agent you trust
The Zack Seidman Team is always happy to assist all first-time home buyers in the process of buying their home. We are there every step of the way! Contact us today to get help buying your first home.
Don't purchase too big
Figure out what you want in your home
Save up for your Down Payment
The sooner you save the sooner you can get your home. This also includes people who are in their 20’s. It is considered impossible to get a home with static wages, student debt and a tough job market. With enough savings and first-time home buying programs, it’s definitely possible to get a home!
Once you get your new loan after purchasing or refinancing your home, you may think that everything is up to you to figure. Typically it is, but with the Zack Seidman team, you will be supported and educated on how to manage your mortgage. “The Homeowner Playbook” is a home ownership program available to our clients that will guide you after you already have your home. We offer this as part of our “Next-Level” service so you have consistent expert guidance, always have a perfect mortgage experience and proactively maintain your home, which increases your home value over time! Contact the Zack Seidman team today to learn more about mastering “The Homeowner Playbook”.
Ready to Apply?
Start your journey toward the right home loan for you by filling out our simple online application.