Investment Loans

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Do you know how the mortgage loan process works? I want you to be educated on the process so you fully understand step by step how we are going to get you in the home of your dreams. I have a unique tool built specifically to help you understand the mortgage loan process from start to finish!

What is an investment property loan?

An investment property, unlike most residential properties, is a property that is not your primary residence and has been purchased with intent to generate revenue, either through the future resale of the property, rental income or both.

An investment property can be a long-term project or an intentional short-term investment such as in the event of flipping, where real estate is purchased, remodeled or renovated, and sold at a profit.

TIPS FOR buying an investment property:

It is important to be patient and well-informed about the market value of the property you wish to purchase. Selecting real estate that is more likely to increase in value is the most important decision you will make, therefore, buying at the right price is crucial.

Before you purchase the home, have a professional building inspector perform an in-depth inspection of the property to find any potential problems as this may hinder your profit potential. Thereafter, it is recommended to do an in-depth inspection annually.

Although investment properties qualify for loans they usually accompany a higher interest rate. Be prepared to put down at least 20 percent of the property price as a down payment on the loan and insure that your credit is in good standing.

what's next?

Once you get your new loan after purchasing or refinancing your home, you may think that everything is up to you to figure. Typically it is, but with the Zack Seidman team, you will be supported and educated on how to manage your mortgage. “The Homeowner Playbook” is a home ownership program available to our clients that will guide you after you already have your home. We offer this as part of our “Next-Level” service so you have consistent expert guidance, always have a perfect mortgage experience and proactively maintain your home, which increases your home value over time! Contact the Zack Seidman team today to learn more about mastering “The Homeowner Playbook”.

All loans are subject to underwriting or investor approval. Other restrictions may apply. This is not an offer of credit or a commitment to lend. Guidelines and products subject to change.

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Start your journey toward the right home loan for you by filling out our simple online application.

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Start your journey toward the right home loan for you by filling out our simple online application.